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Specialty coverage

Fire Insurance Coverage

Some properties don’t qualify for a standard homeowners policy. Fire insurance – also called dwelling fire (DP-1 or DP-3) – provides coverage for the structure against fire and certain other perils.

Who this is for

  • Vacant or seasonal properties
  • Older homes that don’t fit standard markets
  • Rental properties owned by a landlord
  • Properties with a gap in prior coverage

What’s typically included

Coverage for the dwelling, other structures, and (depending on form) personal property and loss of use. Coverages and exclusions vary by policy.

Ask about fire coverage.

Tell us about the property and we’ll bring back options.